Guide
How to close a Lloyds Bank account when someone dies
Lloyds Bank has a bereavement team that handles closing and transferring accounts. Here’s the process and what they’ll need.
At a glance
- Notify Lloyds through their bereavement service, online, by phone or in branch.
- Register the death with Lloyds and follow its instructions for providing the certificate details it needs.
- Sole accounts are frozen; joint accounts usually transfer to the surviving holder.
Step by step
- Notify Lloyds through their bereavement service, online, by phone or in branch.
- Register the death with Lloyds and follow its instructions for providing the certificate details it needs.
- Sole accounts are frozen; joint accounts usually transfer to the surviving holder.
- If court authority is required, Lloyds will tell you which document applies where the person lived.
- Funds are released to the estate and the account is closed.
What they’ll ask you for
- The death certificate details or certified copy Lloyds requests
- The deceased’s details and account number if known
- Identification for you as executor or next of kin
Good to know
Lloyds may be able to pay a funeral director directly from the account before court authority is issued. Ask its bereavement team what evidence it needs.
Where to go
The official UK services and trusted support for this — so you can act, not just read.
Common questions
- How long does Lloyds take to release funds?
- Timing depends on the accounts, the documents needed and whether court authority is required. Lloyds’ bereavement team can confirm the current position for the estate.
General information to help you find your way — not legal or financial advice. Last reviewed June 2026.