Guide
How to close a Lloyds Bank account when someone dies
Lloyds Bank has a bereavement team that handles closing and transferring accounts. Here’s the process and what they’ll need.
Step by step
- Notify Lloyds through their bereavement service, online, by phone or in branch.
- Register the death and provide a certified copy of the death certificate.
- Sole accounts are frozen; joint accounts usually transfer to the surviving holder.
- Above the Lloyds threshold, you’ll need the grant of probate.
- Funds are released to the estate and the account is closed.
What they’ll ask you for
- A certified copy of the death certificate
- The deceased’s details and account number if known
- Identification for you as executor or next of kin
Good to know
Lloyds will usually settle the funeral director’s invoice directly from the account before probate, which can ease the immediate cost.
Common questions
- How long does Lloyds take to release funds?
- Once they have everything they need — the death certificate and, if required, probate — funds are typically released within a couple of weeks, though it varies with the estate’s complexity.
General information to help you find your way — not legal or financial advice. Last reviewed June 2026.