Guide
How many death certificates do I need?
There’s no single right number. Some organisations need a certified copy, while others accept digital notification. Here’s how to judge what the estate may need.
At a glance
- There is no fixed number: requirements depend on the estate and each organisation’s process.
- Ask banks, pensions and insurers whether they need a certified copy or accept digital notification.
- Order enough for organisations that may need copies at the same time, without assuming every provider needs one.
A rough guide
For a straightforward estate, a small number may be enough because many organisations now accept uploads or return certificates. More may help when several banks, pensions or insurers need certified copies at the same time. Check their requirements before deciding.
Why copies you make don’t count
Where an organisation asks for a certified copy, a photocopy you make yourself is not the same thing. Some organisations now accept a scan, photograph or online death notification instead, so ask before posting anything.
How to decide
- Count the banks, pensions and insurers involved
- Allow for any solicitor or estate application that needs one
- Allow for organisations that need copies at the same time
Where to go
The official UK services and trusted support for this — so you can act, not just read.
General information to help you find your way — not legal or financial advice. Last reviewed June 2026.